Insurance is always a good decision irrespective of any situation. Since we do not have all the answers or know what tomorrow may come along with, it is important to insure our pets especially if we share a strong bond with them. For instance if some accident were to occur at a time when an owner isn't buoyant enough to cover the cost of treatment of the pet. Things could easily get out of hand if no provision was made for the pets insurance. As an owner I don't think this would be a nice situation to find ones self.